Q: I do not have a co-applicant document, what should I do now?

No worries! We work with lenders that offer non-collateral loans , which means you can apply without a co-applicant. Our advisors will help you explore the best options tailored to your profile. Schedule a free call today to discuss your eligibility.

Q: How is my loan offer calculated?

Your loan eligibility is based on factors such as university ranking, test scores, loan type, and course selection . Our advisors will negotiate on your behalf to secure the best possible deal. Book a free consultation to discuss your personalized loan offer.

Q: How much can I get, and at what interest rate?

Collateral loans : Up to ₹1.5 crore, starting at 9.5% interest Non-collateral loans : Up to ₹70-90 lakh, starting at 11% interest The exact amount and interest rate depend on your profile and lender evaluation. If you're unsure, schedule a free call , and we’ll guide you through the best options.

Q: Who can be my co-applicant?

Your co-applicant can be any blood relative (parents, siblings, uncle/aunt, etc.) who has been filing ITR for at least two years. However, eligibility may vary based on the lender. Our advisors will help you find the right match based on your co-applicant’s profile. Book a free call to get expert assistance.

Q: What documents are required for loan approval?

Here’s a quick checklist of commonly required documents: For you: ✅ PAN, Aadhar, Passport, ✅ Academic transcripts (10th, 12th, Bachelor's) ✅ University admit card (if received) ✅ Bank statements (last 6 months) For co-applicant (if applicable): ✅ PAN, Aadhar ✅ Bank statement/salary slip ✅ Property/business proof ✅ ITR for the last 2 years Since every lender has different requirements, talk to an expert today for a detailed document checklist.

Q: Why should I apply through Yocket instead of directly going to a bank?

Applying through Yocket gives you access to top lenders with just one application . Our team negotiates bulk discounts for students, helping you secure lower interest rates and a provisional sanction within 48 hours— saving you time and effort. Book a free call today and let us do the hard work for you!

Q: I need urgent help. How can I talk to an advisor immediately?

For urgent queries, Call us at +91-7557147954 and our team will get back to you within an hour. You can also schedule a free consultation call for personalized guidance.

Question 1

What is the process of applying for a loan with Yocket?

Accepted Answer

The process of applying for an education loan is simple and free of cost. Our expert advisors will guide you through every step—from understanding loan options to securing the best deal for your study abroad journey. Book a free loan consultation call today to get started!

Question 2

I have my visa process starting soon, how quickly can I get a loan?

Accepted Answer

If you're in urgent need of a loan, our team can fast-track your application. Once you provide the necessary details, we’ll connect you with suitable lenders and help you get a provisional sanction within 48 hours, ensuring your visa process is smooth and hassle-free. Book a free call now to get started.

Question 3

I do not have a co-applicant document, what should I do now?

Accepted Answer

No worries! We work with lenders that offer non-collateral loans, which means you can apply without a co-applicant. Our advisors will help you explore the best options tailored to your profile.Schedule a free call today to discuss your eligibility.

Question 4

Are non-collateral and private lenders trustworthy?

Accepted Answer

Yes, non-collateral private and international lenders are reliable. They offer better loan amounts at competitive interest rates and are regulated by governing bodies. Our team will match you with the best lender based on your financial needs. Talk to an expert now to explore your options.

Question 5

How is my loan offer calculated?

Accepted Answer

Your loan eligibility is based on factors such as university ranking, test scores, loan type, and course selection. Our advisors will negotiate on your behalf to secure the best possible deal. Book a free consultation to discuss your personalized loan offer.

Question 6

How much can I get, and at what interest rate?

Accepted Answer

Collateral loans: Up to ₹1.5 crore, starting at 9.5% interest
Non-collateral loans: Up to ₹70-90 lakh, starting at 11% interest

The exact amount and interest rate depend on your profile and lender evaluation. If you're unsure, schedule a free call , and we’ll guide you through the best options.

Question 7

Who can be my co-applicant?

Accepted Answer

Your co-applicant can be any blood relative (parents, siblings, uncle/aunt, etc.) who has been filing ITR for at least two years. However, eligibility may vary based on the lender. Our advisors will help you find the right match based on your co-applicant’s profile. Book a free call to get expert assistance.

Question 8

What documents are required for loan approval?

Accepted Answer

Here’s a quick checklist of commonly required documents:
For you:
✅ PAN, Aadhar, Passport,
✅ Academic transcripts (10th, 12th, Bachelor's)
✅ University admit card (if received)
✅ Bank statements (last 6 months)

For co-applicant (if applicable):
✅ PAN, Aadhar
✅ Bank statement/salary slip
✅ Property/business proof
✅ ITR for the last 2 years

Since every lender has different requirements, talk to an expert today for a detailed document checklist.

Question 9

Why should I apply through Yocket instead of directly going to a bank?

Accepted Answer

Applying through Yocket gives you access to top lenders with just one application. Our team negotiates bulk discounts for students, helping you secure lower interest rates and a provisional sanction within 48 hours—saving you time and effort. Book a free call today and let us do the hard work for you!

Question 10

I need urgent help. How can I talk to an advisor immediately?

Accepted Answer

For urgent queries, Call us at +91-7557147954 and our team will get back to you within an hour. You can also schedule a free consultation call for personalized guidance.

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